If you need some money in a hurry then it can be very easy to get in to a panic about it. You may think that you will need to just apply to the first lender that you find and hope they get the money to you in time. This may not be the most sensible thing to do though.
There are many companies that offer short term credit. This means that you should be able to compare them and find out which one is going to be the best one for you. Most of these companies will be able to get the money to your within a few hours. This means that you should be able to find the time to take a look at them before applying.
It is so important to make sure that you are borrowing form the right lender. You need to consider how much you want to borrow, how much that will cost, when it has to be repaid and what happens if you cannot make the repayment(s). You need to try to keep calm and think about these things. Work out how much you will need to borrow and then you can look at which lenders will potentially let you have that amount. Then compare the lenders to see how much they charge for a loan of this amount and what fees there are for making late repayments. Also find out when the payments have to be made. You may not feel that it is important to check the late payment fees as you may feel that this will not apply to you. However, most people think they will be able to make the repayment but unfortunately things do crop up and sometimes they cannot. You will obviously hope this will not be you, but it is worth just knowing what might happen if it is. Also look at the website of the lender and decide whether they are a company that you would be happy dealing with. You may want to find out a bit more about them first.
This research process should not take more than an hour or two and you will then be able to make a list of potential lenders in order of preference. Apply to the one that is top of your list and then if they reject you, then you can approach the next one. This process should not take too long and you should be able to arrange a loan that you are happy with.